Latest opinions that Tushar Chitra has shared on Finextra

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Tushar Chitra

Vice President, Product Strategy and Management

Oracle Financial Services

Member since

06 Jul 2010

Location

Bangalore

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Tushar's opinions

What a Bank Branch will be like in 2025!

The silence is profound even as I zip at incredible speeds down a road as smooth as glass. The car drives itself while I look through my activity log using my optical head-mounted smart eye-glasses. As I look up and down, sheets and reminders flicker across the periphery of my vision, and I plan my day. Today's Friday and I have a great deal to do...

01 December 2014 Future Finance

Is Today's Approach to Banking App Development Quick Enough?

2 hours and 19 minutes. That's how much time the average person spends on mobile apps every day. With a mere 22 minutes spent on the mobile web, consumers are growing more and more used to having an app for everything. And, in this regard, banking services are no different. Banking app usage is through the roof! Over the years, growth in the use o...

22 July 2014 Future Finance

Mobilizing Your Loyalty Programs

Last weekend I was out shopping for apparel for my family at a retail outlet I prefer for all my clothing purchases. Being a weekend, the queue at the payment counter was characteristically long. After what seemed like an interminable period, I finally arrived at the counter. The visibly harried and overworked lady at the counter mechanically and ...

24 June 2014 /payments Future Finance

Why and How Should Banks Target Mass Affluent Customers

According to the latest Global Wealth Databook by Crédit Suisse, the mass affluent segment (comprising individuals having US$100,000 to US$1 million of investable assets), which represents about 361 million people globally, owns 42.3 % of global wealth, more than the 41% owned by HNIs (people with investable assets of US$1 million to US$30 millio...

01 May 2014 Future Finance

The Mobile Payment Wars: Will HCE be a game-changer for NFC

Over the last two years or so, the mobile payments landscape has been abuzz with the supposedly disruptive potential of near field communications (NFC) technology. Predictions have been made about the imminent obsolescence of plastic cards and controversies have erupted over Apple’s refusal to acknowledge NFC and rumors about Verizon blocking Goog...

19 March 2014 /payments Future Finance

Mobile Payment Wars: The Importance of BLE And NFC

In two of my earlier posts on mobile payments, I talked about disruptive innovations in the mobile payments landscape and how the impending EMV deadlines could impact NFC adoption. In this post, I will continue to dwell on the disruptive innovations in mobile payments technologies, focusing on the raging iBeacon versus NFC debate. Around an year b...

04 March 2014 Future Finance